


4.6/5
Trustpilot star rating
1,000+
debt experts to help you
4 Million+
debts resolved since 20021
HOW WE’RE DIFFERENT
Debt experts on your side
Industry certified
We’re a founding member of the American Association for Debt Resolution (AADR) & industry certified.
Negotiations handled for you
Our debt negotiators work with over 3,000 creditors to get you the best settlements possible.
Program guarantee
Your program is designed to help you succeed in reducing your debt. That’s why we offer our program guarantee.2
Smart technology
Over 20+ years, we’ve built our own proprietary technology to know which debts are best to settle first.
Expert team behind you
Our debt consultants, negotiators, and Member Services Reps are here for you along the way.
Access to legal support
The Legal Partner Network may provide added debt negotiation support if you need it.
MEET DEBT EXPERTS WHO CARE



Karie is a problem solver who puts the happiness of members like you as her No. 1 priority. Her Member Services team makes sure you get the caring support you deserve.
Peace of mind. That's Gus and his Settlements team's goal for you as they negotiate with creditors to get you the fastest and best deal on your debt.
Your hard work in the program pays off as Kristie and the Payment Ops team sends payments to your creditors. They’ll help you put debt behind you to live the life you want.
Focus on your life, not your debt
After feeling ashamed and hiding her debt from her family, Melissa resolved over $47,000 in debt, so she can live the life she wants. After moving to closer to be with her loved ones, she’s free to be the grandma she dreamt to be.3
ACHIEVE RESOLUTION PROMISE