Our team of debt experts will walk you through every step of our program—so you can get rid of debt faster than making minimum payments.
3,000+
creditors we work with
44,000+
debts resolved each month
$140 Million+
in debt resolved each month1
HOW IT WORKS
5 simple steps to resolve your debt
STEP 1
Start with a free debt evaluation
Apply online or speak to a Certified Debt Consultant to see your options and create a debt plan to reduce your debt in 2-4 years.2
STEP 2
Build up funds to settle debts
You could free up extra cash by making one low monthly deposit instead of struggling with high minimum debt payments. These deposits are set aside to pay off settlements and will build up in a program account you control.
STEP 3
Reduce what you owe
Once you build enough funds in your account, a Debt Negotiator starts creditor negotiations to reduce what you owe. Most members get their first settlement within 3 months.
STEP 4
Pay down your enrolled debt
After you approve your settlement offer, we send payments to your creditor from your account. You can easily track the progress of your settlements with your online dashboard.
STEP 5
Focus on your life again
Once all your enrolled debts go through these steps, your debt is resolved. You’ll be free of your debt and ready to move on with your life!
STEP 1
Start with a free debt evaluation
Apply online or speak to a Certified Debt Consultant to see your options and create a debt plan to reduce your debt in 2-4 years.2
STEP 2
Build up funds to settle debts
You could free up extra cash by making one low monthly deposit instead of struggling with high minimum debt payments. These deposits are set aside to pay off settlements and will build up in a program account you control.
STEP 3
Reduce what you owe
Once you build enough funds in your account, a Debt Negotiator starts creditor negotiations to reduce what you owe. Most members get their first settlement within 3 months.
STEP 4
Pay down your enrolled debt
After you approve your settlement offer, we send payments to your creditor from your account. You can easily track the progress of your settlements with your online dashboard.
STEP 5
Focus on your life again
Once all your enrolled debts go through these steps, your debt is resolved. You’ll be free of your debt and ready to move on with your life!
REAL PEOPLE, REAL RESULTS
Resolved debt $47k+ 🎉
"Once I got started in this program, I felt that I finally found a path to the end of my debt. I finally could see a light at the end of the tunnel.”
— Melissa N.*, Achieve member
*Actual members. Members’ endorsement is a paid testimonial. Individual results are not typical and will vary.
"Achieve was easy to work with. It makes you feel so good that you have someone out there that can help.”
— Wanda A.*, Achieve member
*Actual members. Members’ endorsement is a paid testimonial. Individual results are not typical and will vary.
"Graduating from the program was a very up moment in life. My debt was gone.”
— Kevin C., Achieve member, debt resolution
*Actual members. Members’ endorsement is a paid testimonial. Individual results are not typical and will vary.
